Poland · Calculator

Poland take-home pay calculator 2026

Employee on a standard employment contract (umowa o pracę) in Warsaw, Polish tax resident and a Polish national, aged 30 or over (no under-26 PIT relief), single with no dependants, working in the city where they live (standard employee costs of PLN 250 a month), taxed on the progressive scale, salary only paid evenly as monthly pay (no bonus), calendar year 2026. Employee social insurance (pension, disability, sickness) with the annual 30x cap on pension and disability, health insurance at 9%, PIT at 12%/32% with the PLN 30,000 tax-free amount (PLN 3,600 tax reduction). Employer: pension, disability, accident insurance at the standard rate for small payers (1.67%), Labour Fund and Guaranteed Employee Benefits Fund. Employee Capital Plans (PPK) are optional and left out.

Take-home pay by monthly salary

Monthly salaryEmployee contributionsIncome taxTake-homeEmployer costCost ÷ salary
zł 9,000zł 1,933zł 602zł 6,465zł 10,8431.20×
zł 14,000zł 3,007zł 1,486zł 9,508zł 16,8671.20×
zł 20,000zł 4,295zł 3,143zł 12,562zł 24,0961.20×
zł 30,000zł 5,782zł 6,136zł 18,082zł 34,9311.16×

Questions

What is the take-home pay on zł 14,000 a month in Poland?

After employee contributions of zł 3,007 and tax of zł 1,486, take-home pay is zł 9,508 a month. The employer's total cost is zł 16,867, 1.20 times the salary.

What does the calculator assume?

Employee on a standard employment contract (umowa o pracę) in Warsaw, Polish tax resident and a Polish national, aged 30 or over (no under-26 PIT relief), single with no dependants, working in the city where they live (standard employee costs of PLN 250 a month), taxed on the progressive scale, salary only paid evenly as monthly pay (no bonus), calendar year 2026. Employee social insurance (pension, disability, sickness) with the annual 30x cap on pension and disability, health insurance at 9%, PIT at 12%/32% with the PLN 30,000 tax-free amount (PLN 3,600 tax reduction). Employer: pension, disability, accident insurance at the standard rate for small payers (1.67%), Labour Fund and Guaranteed Employee Benefits Fund. Employee Capital Plans (PPK) are optional and left out.

Sources: [1] [2] [3] [4] [5] [6] Checked 2026-11-07; 2026 rates.