Morocco · Calculator

Morocco take-home pay calculator 2026

Private-sector employee in Casablanca, Moroccan national and tax resident (no special regime), single with no dependants, salary only paid evenly as monthly pay (no 13th-month or other bonus, no benefits in kind or exempt allowances), calendar year 2026 under the Finance Law for 2026 (Loi de finances n° 50-25). Income tax (IR) withheld at source on salaries with the standard deduction for professional expenses (frais professionnels) and the employee's CNSS and AMO contributions deducted; no family reduction. Social security under the CNSS general scheme with the statutory MAD 6,000 monthly ceiling on the short- and long-term benefit branches; no optional supplementary pension (CIMR) or group insurance.

Take-home pay by monthly salary

Monthly salaryEmployee contributionsIncome taxTake-homeEmployer costCost ÷ salary
MAD 8,000MAD 450MAD 277MAD 7,274MAD 9,5081.19×
MAD 15,000MAD 608MAD 2,068MAD 12,324MAD 17,3551.16×
MAD 25,000MAD 834MAD 5,579MAD 18,587MAD 28,5661.14×
MAD 45,000MAD 1,286MAD 12,812MAD 30,903MAD 50,9881.13×

Questions

What is the take-home pay on MAD 15,000 a month in Morocco?

After employee contributions of MAD 608 and tax of MAD 2,068, take-home pay is MAD 12,324 a month. The employer's total cost is MAD 17,355, 1.16 times the salary.

What does the calculator assume?

Private-sector employee in Casablanca, Moroccan national and tax resident (no special regime), single with no dependants, salary only paid evenly as monthly pay (no 13th-month or other bonus, no benefits in kind or exempt allowances), calendar year 2026 under the Finance Law for 2026 (Loi de finances n° 50-25). Income tax (IR) withheld at source on salaries with the standard deduction for professional expenses (frais professionnels) and the employee's CNSS and AMO contributions deducted; no family reduction. Social security under the CNSS general scheme with the statutory MAD 6,000 monthly ceiling on the short- and long-term benefit branches; no optional supplementary pension (CIMR) or group insurance.

Sources: [1] [2] [3] [4] Checked 2026-11-10; 2026 rates.