The Hardest Market · Morocco
Morocco's HR data
The rules and costs of employing people in Morocco (Casablanca), from official sources, in English and Japanese.
On MAD 15,000 a month, the employer's total cost is MAD 17,355 a month, 1.16 times the salary, including 5 employer contributions and levies (listed below). The employee takes home MAD 12,324 a month after contributions and income tax. Statutory annual leave: 18 working days (1.5/month), +1.5 per 5 years, max 30. Notice of dismissal: Managers 1-3 months; staff 8 days-2 months.
Employment rules
| Statutory annual leave | 18 working days (1.5/month), +1.5 per 5 years, max 30 |
|---|---|
| Public holidays (2026) | 17 days |
| Notice of dismissal | Managers 1-3 months; staff 8 days-2 months |
| Severance required by law | 96-240 hours' pay per year of service |
| Typical negotiated exit | Court scale for abusive dismissal: 1.5 months/year (max 36) plus indemnity |
| Probation | Managers 3 months, staff 1.5 months; renewable once |
| Working hours | 44 h/week (2,288 h/year) |
| How hard is dismissal? | Hard: valid reason, hearing, governor approval for layoffs |
Employer contributions
| CNSS short-term benefits (employer) | 1.05% |
|---|---|
| CNSS pension (employer) | 7.93% |
| CNSS family allowances | 6.4% |
| AMO health insurance (employer, incl. 1.85% solidarity) | 4.11% |
| Vocational training tax (TFP) | 1.6% |
Employee contributions
| CNSS short-term benefits (incl. job-loss allowance) | 0.52% |
|---|---|
| CNSS pension (long-term benefits) | 3.96% |
| AMO (compulsory health insurance) | 2.26% |
Take-home pay and employer cost by monthly salary
| Monthly salary | Employee contributions | Income tax | Take-home | Employer cost |
|---|---|---|---|---|
| MAD 8,000 | MAD 450 | MAD 277 | MAD 7,274 | MAD 9,508 |
| MAD 15,000 | MAD 608 | MAD 2,068 | MAD 12,324 | MAD 17,355 |
| MAD 25,000 | MAD 834 | MAD 5,579 | MAD 18,587 | MAD 28,566 |
| MAD 45,000 | MAD 1,286 | MAD 12,812 | MAD 30,903 | MAD 50,988 |
Private-sector employee in Casablanca, Moroccan national and tax resident (no special regime), single with no dependants, salary only paid evenly as monthly pay (no 13th-month or other bonus, no benefits in kind or exempt allowances), calendar year 2026 under the Finance Law for 2026 (Loi de finances n° 50-25). Income tax (IR) withheld at source on salaries with the standard deduction for professional expenses (frais professionnels) and the employee's CNSS and AMO contributions deducted; no family reduction. Social security under the CNSS general scheme with the statutory MAD 6,000 monthly ceiling on the short- and long-term benefit branches; no optional supplementary pension (CIMR) or group insurance.
Questions
How much does it cost to employ someone in Morocco?
On MAD 15,000 a month, the employer's total cost is MAD 17,355 a month, 1.16 times the salary, including 5 employer contributions and levies (listed below). The employee takes home MAD 12,324 a month after contributions and income tax.
How much annual leave do employees get in Morocco?
Statutory annual leave is 18 working days (1.5/month), +1.5 per 5 years, max 30. There are 17 public holidays in 2026.
How much notice is required to dismiss an employee in Morocco?
Notice of dismissal: Managers 1-3 months; staff 8 days-2 months. Severance required by law: 96-240 hours' pay per year of service.
How hard is it to dismiss an employee in Morocco?
Hard: valid reason, hearing, governor approval for layoffs. Typical negotiated exit: Court scale for abusive dismissal: 1.5 months/year (max 36) plus indemnity.
How long is probation in Morocco?
Managers 3 months, staff 1.5 months; renewable once.
What are the legal working hours in Morocco?
44 h/week (2,288 h/year).