Mexico · Calculator
Mexico take-home pay calculator 2026
A single employee in Mexico City, Mexican national and tax resident, no dependants, permanent contract, salary paid evenly as monthly pay with no bonus. Calendar year 2026. Income tax (ISR) is the 2026 tariff in Annex 8 of the 2026 Miscellaneous Tax Resolution (monthly withholding tariff under Art. 96 LISR, annualised; identical to the annual Art. 152 tariff). Social security (IMSS), housing fund (INFONAVIT) and retirement (SAR) are charged on the salario base de cotización (SBC), taken as salary × 1.0493: the statutory minimum integration for 15 days' aguinaldo and a 25% vacation premium on 12 days' first-year leave, even though the aguinaldo and vacation premium themselves are not modelled. UMA MX$113.14 a day in January and MX$117.31 from 1 February 2026; contribution ceiling 25 UMA. Employer: work-risk premium at the class I average (office work), the 2026 employer cesantía y vejez rate for an SBC above 4 UMA, and Mexico City payroll tax at 4%.
Take-home pay by monthly salary
| Monthly salary | Employee contributions | Income tax | Take-home | Employer cost |
|---|---|---|---|---|
| MX$25,000 | MX$685 | MX$3,452 | MX$20,863 | MX$32,027 |
| MX$45,000 | MX$1,268 | MX$7,932 | MX$35,801 | MX$57,162 |
| MX$80,000 | MX$2,287 | MX$17,736 | MX$59,977 | MX$101,148 |
| MX$150,000 | MX$2,425 | MX$39,770 | MX$107,805 | MX$174,979 |
Questions
What is the take-home pay on MX$45,000 a month in Mexico?
After employee contributions of MX$1,268 and tax of MX$7,932, take-home pay is MX$35,801 a month. The employer's total cost is MX$57,162, 1.27 times the salary.
What does the calculator assume?
A single employee in Mexico City, Mexican national and tax resident, no dependants, permanent contract, salary paid evenly as monthly pay with no bonus. Calendar year 2026. Income tax (ISR) is the 2026 tariff in Annex 8 of the 2026 Miscellaneous Tax Resolution (monthly withholding tariff under Art. 96 LISR, annualised; identical to the annual Art. 152 tariff). Social security (IMSS), housing fund (INFONAVIT) and retirement (SAR) are charged on the salario base de cotización (SBC), taken as salary × 1.0493: the statutory minimum integration for 15 days' aguinaldo and a 25% vacation premium on 12 days' first-year leave, even though the aguinaldo and vacation premium themselves are not modelled. UMA MX$113.14 a day in January and MX$117.31 from 1 February 2026; contribution ceiling 25 UMA. Employer: work-risk premium at the class I average (office work), the 2026 employer cesantía y vejez rate for an SBC above 4 UMA, and Mexico City payroll tax at 4%.
Sources: [1] [2] [3] [4] [5] Checked 2026-11-07; 2026 rates.